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Injured by an Uninsured Driver?

Anderson Franco Law

Being injured by an uninsured defendant after a car accident can be a scary experience. But there are steps you can take to protect yourself and receive the compensation you deserve. In this comprehensive guide, we explain a few steps to take when injured by an uninsured driver.

Step 1: Check Your Own Insurance Policy

The first course of action when injured by an uninsured driver is to review your own insurance policy. Check to see if you have uninsured motorist coverage (UM). UM coverage can help cover your medical expenses, property damage, and other losses in case you’re involved in an accident with an uninsured or underinsured driver. If you have UM coverage, it can serve as a safety net during such situations.

Step 2: Review Family Members’ Policies

If you reside with family members, it’s important to review their insurance policies as well. Some insurance policies may extend UM coverage to family members residing in the same household. It doesn’t matter if they were in the vehicle at the time of the accident. This additional coverage can be invaluable in ensuring you receive the compensation you need.

Step 3: Consider Employer’s Uninsured Motorist Coverage

Were you on the job when injured by an uninsured driver? If so, it’s worth exploring whether your employer provides uninsured motorist coverage. This benefit may apply to employees who are injured while performing work-related duties. Employer-provided UM coverage can come to your aid if the at-fault driver doesn’t have insurance.

Step 4: Pursue Workers’ Compensation

If you were working at the time of the accident and sustained injuries, you may be eligible to pursue workers’ compensation benefits. Workers’ compensation is designed to provide medical coverage and wage replacement for employees injured in the course of their employment. Consult with an attorney to explore this option further and determine if it applies to your situation.

Step 5: Contact An Experienced Lawyer

Dealing with an uninsured defendant can be a challenging experience, but by taking the right steps and exploring various avenues of coverage, you can protect your interests and secure the compensation you deserve. Remember to consult with an experienced attorney from Anderson Franco Law to navigate the complexities of your specific case and ensure your rights are upheld.

If you find yourself in such a situation, don’t hesitate to reach out to Anderson Franco Law. We have years of experience representing personal injury victims.. Our team is here to help you every step of the way, ensuring you receive the justice and compensation you deserve.

Client Reviews

I was very lucky to have found Anderson when i needed a lawyer to take on my case. I was in a pedestrian/car accident in October. I came to find out that the driver was underinsured but Anderson was able to...

Alejandra

Anderson was amazing from start to finish. I had 0 experience with accident claims and he walked me through all of the details with an incredible depth of knowledge and experience, patience, and compassion...

Rob

I had an incredible experience with Anderson, who represented me in an accident claim. He handled everything with remarkable speed and professionalism, managing my expectations and answering any questions I had...

Karen

I am so grateful to Anderson for how he handled my case. He was so diligent and patient with reference to the coverage issues involved. He worked very hard on getting a resolution of the case and always kept me...

Monica C.

Anderson Franco is a rockstar! I didn't pursue legal assistance after a car crash that had a variety of impacts on my life because it seemed like a hopeless endeavor given the specifics. Surely it would be a...

JE D

I can't thank Anderson Franco enough for all the help with my personal injury claim. From start to finish, he was incredibly attentive, patient, and informative. He took the time to explain every step of the...

AJ L.

Extremely happy with services provided. I was intimidated by the entire legal process and was not sure what to expect. Anderson was very reassuring and clearly knew what he was doing. It was a lot less stress...

Kaela G.

Anderson is the best of the best! I didn’t have to worry too much about anything pertaining to my case. He is very informative about everything aspect of the process and goes above and beyond to get what his...

Wanda S.

Attorney Franco was very helpful with my case. He always provided the best advice and guidance for any questions I had. He was also very attentive to my health and the medical attention I needed. My family and...

Lucia N.

I signed on with Anderson Franco to represent me for an unfortunate auto-pedestrian accident I experienced in San Francisco in May 2024. Anderson kept me updated at each step of the process, explained the nitty...

David K.

I was in a terrible car accident and Anderson and his team were able to hold the parties at fault accountable and obtained a settlement for the injuries I sustained. They made the entire process effortless!...

Maria M.

I am pleased to give Anderson the highest recommendation possible. I had a car collision in December 2021. Anderson was very helpful throughout the whole process. He made the process easy and convenient. All of...

Jennifer R.

Best lawyer in the Bay Area.

Jose B.

I cannot recommend Anderson Franco highly enough. He is an incredible personal injury lawyer who helped me settle my case quickly with an extremely favorable outcome. He was always available to answer my...

Caroline C.

Highly recommend! Anderson was our attorney who helped me and my family on a settlement of a lawsuit. He continued to fight the case until satisfied with the results.

Daniela S.

Attorney Franco is kind and understanding. He is knowledgeable and patient to us explaining every detail of what we have to do. He will support you all the way. Thanks again Attorney.

Thelma

I was injured in a car accident while on the way to pick up my son up from preschool. My car was totaled and I was taken to the hospital. The entire experience was extremely stressful and I worried about “next...

Alexis

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