UIM and UM are abbreviations for a type of automobile insurance policy that provides benefits when another driver does not have enough insurance. UIM stands for under insured motorist coverage; UM is an abbreviation for uninsured motorist coverage. In California, all automobile insurance companies are obligated to offer UIM and UM coverage. However, California does…
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Mediation is popular dispute-resolution process that results in personal injury settlements. In short, mediation is a meeting between parties for the purpose of negotiating a resolution. While lawyers are very familiar mediation process, many personal injury victims are not. Below provide a broad overview of what mediation is. Why Do Mediations Occur? Mediations are ultimately…
Continue reading ›Hospitals, health plans, and insurance-related entities often use outside companies to investigate injury-related medical treatment and medical bills. These companies can include Equian, Optum, Meridian Resource Company, The Rawlings Company, and First Recovery Group. They are commonly involved in healthcare reimbursement or subrogation matters. Some of these companies frequently work with particular health insurers or…
Continue reading ›Often, injury victims searching for a lawyer ask themselves, “what kind of lawyer do I need?” Answering this question depends on specific circumstances related to the case. This is particularly true because there are different areas of law that lawyers specialize in. For example, personal injury attorneys, employment attorneys, and worker compensation attorneys all are…
Continue reading ›Unfortunately, some personal injury claims result in brain injuries that require neurological independent medical evaluations. These brain injuries often are referred to as Mild Traumatic Brain Injury (mTBI) or Traumatic Brain Injury (TBI). Sometimes these injuries can be diagnosed through brain scans or magnetic resonance imaging (MRI). Other times, the brain injuries are undetectable through…
Continue reading ›Most personal injury claims are settled after negotiating with the insurance agents and before a lawsuit is filed. This means that most claims settle before an insurance company even retains an attorney to defend the lawsuit. Therefore, in all likelihood initial settlement discussions occur with an insurance claims representative. Insurance companies hire representatives to investigate…
Continue reading ›The majority of Plaintiffs are unfamiliar with the legal system and do not know when or how lawsuits are filed. Often, Plaintiffs want to have some sort of understanding or road map for the initial legal procedures. While there are many different considerations that determine when and how a lawsuit is filed, there are nonetheless…
Continue reading ›Often, when an insurance company believes they may have to cover a insurance claim, they request a recorded statement. There are two different types of recorded statements: 1) when another person’s insurance company interviews you and 2) when your own insurance company interviews you. While the interviews are very similar, they have different objectives. Recorded…
Continue reading ›Selecting a personal injury lawyer can be overwhelming because there are so many attorneys to choose from. Below are some points to consider when selecting a personal injury lawyer to represent you. An attorney with a strong track record against defendants, including insurance companies and state and local governments You want an attorney that has…
Continue reading ›Having an auto accident and making a personal injury claim can oftentimes be stressful. While you may consider retaining an experienced attorney to assist you with the process and negotiations, you may also decide to work with the insurance company yourself. Here are 5 tips to negotiate with an insurance company or insurance adjuster. Plan…
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